Things to know about your rural property insurance.
- Research your property’s proximity to water and community fire services. Understand your options and the impact of those options on your insurance.
- Understand your septic system and how it impacts or doesn’t impact your rural building insurance.
- Rural properties are more exposed to small rodents and other potential damage caused by animals. Talk to your broker about it and understand your options.
- Be sure to cover all your out-buildings and unique structures that rural properties usually have in abundance.
- Your heat sources (wood for example) will impact your insurance costs and the providers you deal with. Ask about heat sources early on in your discussions.
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