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This is Joshua.
Let’s say he only decided to actually read the fine print in his house insurance after the rodents from next door started eating through the drywall. Josh is covered for rodent damage, right?
Let’s say he only decided to actually read the fine print in his house insurance after the rodents from next door started eating through the drywall. Josh is covered for rodent damage, right?
Let’s say he only looked closely at his commercial insurance policy after his construction site trailer was stolen with all his tools inside. Both Howie’s left and right hand tools are covered, right?
Let’s say he only looked closely at his commercial insurance policy after his construction site trailer was stolen with all his tools inside. Both Howie’s left and right hand tools are covered, right?
Let’s say he only decided to check his insurance coverage after his ski boat did an amazing nose turn right into his dock. Al’s covered for a new boat right?
Let’s say he only decided to check his insurance coverage after his ski boat did an amazing nose turn right into his dock. Al’s covered for a new boat right?
Let’s say he read his farm insurance fine print only after he’d ventured onto Concession 6 in his new tractor and ended up in the rhubarb. Wally’s covered for off-farm accidents, isn’t he?
Let’s say he read his farm insurance fine print only after he’d ventured onto Concession 6 in his new tractor and ended up in the rhubarb. Wally’s covered for off-farm accidents, isn’t he?
Let’s say she decided to peek at the fine print of her cottage’s insurance policy after the groundhogs had made themselves cozy in her septic bed. Mandy’s septic mantle is covered, right?
Let’s say she decided to peek at the fine print of her cottage’s insurance policy after the groundhogs had made themselves cozy in her septic bed. Mandy’s septic mantle is covered, right?
Let’s say she only looked into her auto insurance coverage after her sister’s boyfriend reversed her car into the garage wall. Becky’s new ride is covered though, right?
Let’s say she only looked into her auto insurance coverage after her sister’s boyfriend reversed her car into the garage wall. Becky’s new ride is covered though, right?
Insuring what you own used to be a straight-forward exercise. Which explains why people often skip the details and make the easiest choice. Then they don’t find out they’re not covered until they actually need it. (Like Howie, Mandy, Al and the other folks mentioned in our Insurance IQ Quizzes linked above).
Too much has changed in the world for that approach to work anymore. From the very real impacts of climate change to cyber-security and privacy, to the threat of litigation when you least expect it, insuring what you own today is more complex than ever.
At The Commonwell, we think it’s time to rethink how you insure businesses, homes, cottages, farms and other assets. ‘Think’ is the key word there. Add ten or fifteen minutes to your insurance-buying exercise to ensure you truly understand your policy and what it covers. Understand the exclusions, get help wading through the fine print. Take a few minutes with an expert to fit the policy to your real needs. Then you’re back on the easy path, knowing your insurance will fit when you need it.
The farm, home, cottage, business, boat or car you own are all unique to you. So you’ll want to choose the right insurance policy to fit. The rules and the lingo may seem a little daunting, and your instinct may be to make the easy choice, fast. Make the right choice instead. Contact a Commonwell broker or agent after browsing the products below, and we’ll get to know you and your stuff before matching a policy to fit, together.
WHEN YOU ADD NEW RIPPLES, C.A.R.E. GROWS.
The Commonwell’s corporate social responsibility program – Create a Ripple Effect (C.A.R.E.) – started in 2011. Since then, we’ve donated $3 million and countless hours of volunteer time in the communities we serve and call home
It’s all good news so far and we’re excited to announce C.A.R.E. is about to create even more ripples as we make plans to grow the impact of our social good programming.
Please note that while the C.A.R.E program will pivot during COVID-19 , allowing us to do as much good as possible right now, work behind the scenes continues on its evolution and we’ll be ready to share our new ideas and opportunities as soon as the crisis is behind us.
STAY TUNED: WE’LL BE SHARING NEW IDEAS AND OPPORTUNITIES SOON, OR SIGN UP FOR EMAIL UPDATES BELOW.
