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Seasonal Property / Cottage General Resources

Things to know about cottage and seasonal property insurance in general.

  • Having year-round access impacts coverage costs on your seasonal property
  • If you have boats, do you have coverage? Who is covered for operating your boats and who isn’t?
  • Just in case you’re inside the town limits of the nearest community, know and understand the limits of your local fire department.
  • You probably have a septic system now. Understand how to care for it and discuss coverage issues with your broker.
  • Inventory all your toys valued at over $500. Be sure that list is included in your coverage.
  • Are you close to the lake or river? Is there a heightened danger of flooding? Know your coverage and stay protected. Look into exterior and interior water damage coverage.

Contact a Commonwell Broker Near You For Your Cottage and Seasonal Property Insurance Quote Today.

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