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Automobile General Resources

Things to know about Auto insurance in general.

  • A higher deductible can be used to reduce the cost of your premium. Talk to your broker about finding the right balance.
  • Auto insurance feels expensive because it covers far more than just your car. It covers driver liability, other passengers and, sometimes, other people’s property too.
  • If you use an auto loan to acquire your car, the lender will probably require both collision and comprehensive coverage even though it’s not mandatory otherwise.  
  •  Discounts are available when you insure multiple things with one insurer (auto and home together for example).
  • Talk to your broker about ways to protect your premium from rising if you have one minor conviction (such as speeding). The Commonwell offers a Minor Conviction Protector Endorsement.


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