Insurance products are one thing and one thing only: Protection against financial loss. But which policy will best do that for you? We’re here to figure it out, together.
We might not all have one, or live on one, but we’ve definitely got a soft spot for the farming way of life here at The Commonwell. It’s why we started doing what we do 125 years ago and what keeps us a little different from the rest. As we expand and grow across Ontario, we’ll always maintain our grassroots knowledge and understanding of agri-business, our love of the fresh air and even a little dirt. That’s what we share with you, and why insuring your farm is a top priority.
What we also understand is that every farm is a bit different from the next, with unique insurance requirements. You’ll need some essential coverage options which could include:
We offer customized packages to suit every bit of your farm, whether it’s a hobby farm or a full dairy operation. Talk to your broker or agent about creating the best insurance policy for you, so you know you’re covered before you actually need to use it.
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Your business reflects who you are. Whether it’s a series of apartment buildings or a small coffee shop that’s world famous (in your town) for its homemade scones, you’ve invested a lot of yourself.
Or perhaps you’re a contractor, or you own office spaces. The point is, you’ve created something to be proud of. It’s yours, and with a lot of hard work, the rewards are too.
Here at The Commonwell, we have packages to fit your business. That could also include covering home-based businesses, stock and equipment, as well as builders’ risk and commercial general liability coverage. We’ll make sure your package suits what sets your business apart so you know you’re covered now, not when it’s too late.
If you qualify, your seasonal property coverage could include some of the following options to make sure your unique style of cottage is safe year-round:
Work with a broker or agent who will get to know your cottage inside out and backwards to ensure it’s as covered as you can make it.
Your car. Perhaps it’s brand new, with a custom paint job. Or maybe it’s a truck, as much a workhorse as it is a mode of transport. As long as it’s important to you, we care about it. We know just as well as you do that we need our vehicles to get us around town, or simply to find that little bit of joy.
We also offer a certain number of discounts, which your broker will be able to chat with you about:
At The Commonwell, we’ll celebrate that with you. Our broad range of policy options will ensure that you find something to fit your home (or your tenants, or your condo, or your trailer…) in all of its glory, and the endless ‘what-ifs’ that could occur.
The options could include:
The bottom line is that you don’t know what’s going to happen, or when. But we can help prepare you well for the moment it does.
That family ski boat you inherited from your uncle has cost you more to maintain than it’s given back in days on the water. But you love it, your kids adore it, your spouse tolerates it, and the memories attached can’t be traded. Or maybe you’ve got a cruiser that you lovingly clean for hours. It hasn’t had a problem once, but you never know what might happen to it, even out of the water.
That’s why you need a unique insurance policy that fits the watercraft you can’t cruise without. Talk to a nearby broker or agent about a policy that could cover:
And there are a variety of other options that can all be added into your individual policy so you know you’re really covered.